Mobile identity is rapidly becoming the preferred method for user authentication in the digital ecosystem. It enhances fraud prevention and builds digital trustby offering stronger security and a seamless user experience—two essential factors in today’s cyber-threat landscape.
The roleof telecom APIs in mobile identity solutions
Mobile network operators are key enablers of this new model by exposing interoperable telecom APIs that allow access to verified identity signals. However, true scalability depends on a broader ecosystem of identity solution integrators andmobile identity aggregators that bring these tools to industries like banking, insurance, fintech, and e-commerce.
Rising fraudin Latin America and the shift to mobile authentication
Fraud incidents are rising sharply. In the second half of 2024, fraud cases in LatinAmerica increased by 17% compared to the same period in 2023. A Lexis Nexis study revealed that 60% of LatinAmerican organizations reported higher fraud rates over the past year. Digital channels now account for 51% of all fraud losses, with 38% linked to emerging payment methods like crypto and mobile wallets.
Why traditional authentication methods are failing
Conventional methods such as SMS OTPs and passwords are no longer adequate. Cybercriminals are leveraging generative AI to develop more sophisticated attacks, making robust mobile identity verification solutions essential.
TopMobile Authentication Trends in 2025
A recent GSMA report outlines two major trends in modern authentication:
At the core of these trends is the mobile phone number, a reliable identifier that supports scalable digital identity solutions via standardized network APIs.
Real-time identity verification with telecom APIs
The global adoption of mobile identity APIs has shown proven results. Telecom APIs such as number verification, device status, SIM swap detection, and KYC matching allow businesses to verify users in real time, reduce friction, and personalize customer experiences—while keeping data secure.
CombattingSIM Swap fraud with mobile identity APIs
Latin America has faced a surge in SIM swap fraud, prompting regulatory changes. In Argentina, for example, biometric verification was mandated, and a framework of SIM swap detection APIs was recommended.
In response, telecom operators, in partnership with Plusmo, a leading mobile identity aggregator—launched the region’s first SIM Swap API. Today, it’s available through Argentina’s top three carriers and is widely adopted by bank sand insurance companies to prevent fraud and enhance customer verification.
Plusmo Protect: API portfolio for digital transaction security
At Plusmo, we offer a comprehensive suite of mobile identity APIs through Plusmo Protect. Our tools help businesses:
With fraud evolving fast, mobile identity authentication is no longer optional; it’s a strategic imperative. Backed by real-time data, standardized APIs, and growing global adoption, mobile identity is setting a new standard for secure, scalable, and user-friendly digital interactions.
